Bizarre Animal Claims
The topic of animals has continued to enthral and amuse claim handlers, so we thought we’d share some of the humorous claims taken by the High Net Worth team of one of our partner insurers.
Bizarre Claim Number 7 – Mousework!
Believe it or not, mice and rats love eating carpet. Unfortunately, we can't tell you about only one instance of mice and rats eating clients’ carpets, because there have been way too many, but worth bearing in mind that carpet is a snack loved by vermin!
Bizarre Claim Number 6 – Think you’ve had a ruff day?
A recent claim involved a dog starting a house fire. The little delinquent jumped on their owners' cooker, turning it on, starting a fire as there was a tea towel on the cooker. Thankfully no one was hurt, and the fire was able to be largely contained, although the customer did still have a substantial claim for restoration and repairs.
Bizarre Claim Number 5 – Squirrel goes nuts around family home
One HNW client had to submit a claim as a hungry squirrel had managed to get inside her home and had tucked into a feast of clothes, furniture and shoes. We were rather surprised to find out that the traditional nut-based diet of squirrels had somewhat expanded. You’ll be pleased to know the squirrel was removed safely.
Bizarre Claim Number 4 – Notorious D.O.G
One client claimed for a very expensive vase being broken. The culprit? Their dog! Apparently the dog jumped out of a bottom floor window – knocking over a very expensive vase!
Bizarre Claim number 3 – Painting the house… White
Another mischievous dog decided to pick up an open bottle of bleach and run around the whole house with it! As you can imagine, an extensive programme of redecoration prevailed to restore colour back to the home!
Number 2 – Horsing Around
You’ve heard the phrase about taking a horse to water, well in this case the client’s horse took itself to water - the family swimming pool to be precise - and decided to get in for a little dip on a hot day. The damage to the pool was significant.
First place – We canine believe it!
Without further ado, the number one claim story is when a client decided to take his Labrador to the golf course. The dog (sitting in the buggy) managed to reverse the buggy into a horse box causing damage to the buggy and the box!
Moral of the story? Dogs (as cute and amazing as they are) can cause chaos!
**Just for peace of mind – as far as we’re aware, no animals were harmed in the making of these claims**
In light of this information, if you require advice or need to amend your policy, please call your local Rossborough Private Clients team today.
Credit: Covea Insurance
