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Home Excess Protection

Claim back any excess you have to pay

An excess is the amount you have to pay in the event you make a claim on your insurance policy. With excess protection insurance you can claim back any excess you have to pay.

How excess protection insurance works

If you have a £500 excess on, for example, your home insurance and you have a claim for £2,000, you are liable for the first £500 of the claim and the insurance company for the remaining £1,500. If you hold an excess protection insurance policy, it will reimburse you for the £500 excess charge. We offer excess protection as an optional add on to your home insurance policies.

For more information you can download a copy of the Key Facts document and download a copy of the policy wording.

For more information, please contact us between 9am and 5pm, Monday to Friday, on:

Please select your location:

Jersey
Jersey
Isle of Man
Isle of Man
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Guernsey
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Alderney