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Motor Legal Protection

What is Motor Legal Protection?

If you are involved in an accident that is not your fault, you have a legal right to claim back your uninsured losses (losses not covered by your vehicle insurance policy), from the person who caused the accident.

When you take out Arc Motor Legal Protection it will provide services to recover these losses for you and should you need to take legal action, Arc will appoint a solicitor to represent you.

Arc Motor Legal Protection provides:

  • Assistance in obtaining compensation for personal injury and cover for medical expenses.
  • Recovery of your excess if you are not at fault for the accident.
  • Assistance in arranging and claiming back cost of repairs for Third Party Fire & Theft or Third Party policy.
  • Up to £100,000 of legal expenses.

Please click to download for the full policy wording from Arc.

Why buy Motor legal protection?

"Several months ago I was involved in an accident on a roundabout.  The accident was not my fault, but unfortunately, although admitting to the Police they were in the wrong traffic lane, the occupants of the other vehicle later changed their story and told their insurance provider that I had gone into them.  Thanks to my legal protection policy I was appointed a fantastic legal representative who was a lovely person to deal with - I probably would have given up if she hadn't been so positive and encouraging.  

“The result: my claim has been paid, on a without prejudice basis, and I'm confident this is down to the good work of my legal representative.  I have often wondered if it's worth ticking the ‘legal protection’ box when renewing my insurance - I now know it definitely is."

K from Guernsey

For more information, please contact us between 9am and 5pm, Monday to Friday, on:

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Jersey
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Guernsey
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